Privacy Policy – Bill Tracker Pro

Effective Date: July 15, 2024

This privacy notice for Bill Tracker Pro, Inc. (“Company,” “we,” “us,” or “our”) describes how and why we collect, store, use, and/or share (“process”) your information when you use our services (“Services”), such as:

Visiting our website at https://billtrackerpro.com or any site linking to this notice
Using our mobile application, Bill Tracker Pro
Engaging with us in sales, marketing, or events

Summary of Key Points

This summary provides key points from our privacy policy, but you can find more detail in the full notice below. You can also use the Table of Contents to jump to specific sections.

What personal information do we collect? We collect personal information that you voluntarily provide, such as your name, email address, and financial data related to your use of the Bill Tracker Pro app. We also collect data automatically such as your IP address, device information, and usage data.
Do we process any sensitive personal information? We may process sensitive financial information (such as synced account balances and transactions) if you choose to use related features.
Do we receive information from third parties? No. We do not receive information about you from third parties.
How do we use your information? We use your information to deliver and improve our services, manage your account, send notifications, protect our users, and comply with legal obligations.
When and with whom do we share personal information? We only share your information with trusted service providers (such as Apple for payment processing) or when legally required. We never sell your data.
How do we keep your information safe? We apply a combination of encryption, secure authentication, and industry-standard safeguards. However, no method of storage or transmission is 100% secure.
What are your rights? Depending on your location, you may have rights to access, update, delete, or restrict your personal data.
How do you exercise your rights? You can email us at support@billtrackerpro.com to make a data request or delete your account.

Want to learn more about how Bill Tracker Pro, Inc. handles your data? Continue reading the full privacy policy below.

1. What information do we collect?

Personal information you disclose to us:

Name
Email address
Passwords

Sensitive Information:

Financial data (e.g., account balances and transactions)

Payment Data. We may collect data necessary to process your payment if you make purchases, such as your payment instrument number and the security code associated with your payment instrument. All payment data is stored by Apple. You may find their privacy notice here: https://www.apple.com/se/legal/internet-services/terms/site.html.

If you use the bank account synchronization feature of our application, your online banking credentials are only used upon manual entry and are not stored by the application or by Plaid as a data processor. Bill Tracker Pro, Inc. uses Plaid Inc. (“Plaid”) to gather your data from financial institutions. By using this feature, you grant Bill Tracker Pro, Inc. the right, power, and authority to act on your behalf to access and transmit your personal and financial information from your relevant financial institution. You agree to your personal and financial information being transferred, stored, and processed by Plaid. For details, please refer to Plaid’s privacy practices.

Application Data:

Mobile device data (ID, OS, IP address, device model)
Usage data and interaction logs
Push notification preferences

Automatically collected information:

Log and usage data
Device information
IP address, browser type, operating system

2. How do we process your information?

Create and manage your account
Deliver requested services and features
Communicate important service updates
Improve app functionality and security
Respond to user inquiries or support requests

3. What legal bases do we rely on?

Consent (which may be withdrawn at any time)
Performance of a contract (e.g., delivering app features)
Legal obligation (e.g., complying with laws or regulations)
Vital interests (e.g., protecting user safety)
Legitimate interests (e.g., analytics and improvements)

4. When and with whom do we share your information?

With service providers for payment processing (e.g., Apple)
During business transfers such as mergers or acquisitions
When legally required (e.g., to comply with law enforcement)

We do not sell your personal information.

5. How long do we keep your information?

We retain your information as long as necessary to:

Provide services to you
Fulfill legal, accounting, or reporting requirements

When your data is no longer needed, we securely delete or anonymize it.

6. How do we keep your information safe?

End-to-end encryption for sensitive data
Access controls and authentication procedures
Regular security reviews and audits

No system is 100% secure. We encourage you to use strong passwords and practice secure habits.

7. What are your privacy rights?

Request access to your personal data
Correct or delete your information
Withdraw consent
Object to or restrict processing
File a complaint with a data protection authority

To exercise these rights, contact us at support@billtrackerpro.com.

8. Controls for Do-Not-Track features

We currently do not respond to DNT browser signals. We will update this if a standard is adopted.

9. California privacy rights

Right to know what personal data is collected and used
Right to request deletion
Right to opt out of data sales (we do not sell your data)

10. Updates to this policy

We may update this policy to remain compliant. We will notify users through our app or website of any material changes.

11. Contacting us

If you have any questions or concerns, contact us at:

Bill Tracker Pro, Inc.
4808 Walden Cir.
Austin, TX 78723
Email: support@billtrackerpro.com

12. Accessing or deleting your data

Log into your account and adjust your settings
Email us at support@billtrackerpro.com

We will review and respond to requests according to applicable laws.